hlu
Wednesday, July 12, 2023
Peerstreet bankrupted
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I am a fool of my own greed! I studied and published study on Peerstreet back in 2018 and concluded it was not a safe investment. Yet I st...
Tuesday, November 17, 2020
prosper fee vs lendingclub fee
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prosper and lendingclub both charge investor a 1% fee; however, prosper charges 1% based on outstanding principal balance while lendingclub ...
Monday, October 12, 2020
prosper data
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Since lendingclub announced its intention to discontinue its loan offering by the end of this year, I starting to look for alternatives. I...
Wednesday, September 23, 2020
lendingclub delinquency rate seasonality effect
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Lendingclub user delinquency rates has a clear seasonality effect: This pattern is correlated with GDP seasonality. It may be explai...
Does job title affect lendingclub default rate?
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It was an unpleasant experience whenever a lendingclub loan defaulted in my portfolio. As a habit of curiosity, I would clicked into the l...
Friday, February 28, 2020
simple dash app to display lendingclub accounts information
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lendingclub website has a lot of account information. But sometimes I need my own customized calculations. Previously, I do it in Jupyter ...
Monday, February 24, 2020
lendingclub account value misses pending trading buy/sale
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I noticed larger than usual account value fluctuation and adjusted annualized return number of my account. Initially I thought it was due t...
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